Dear Policy Holders,
Since my last advice I find today its time to become cautious regarding your exposure in equities under the unit linked plans.
My advice now it to restrict equity exposure up to just 30% of the fund total fund value and more conservative among you may now stay entirely in to debt funds.
The Nifty has been hovering for some time around 8000 and think that risk reward ratio is not favorble over the next one year at least.
Krishna Kumar Khandelwal