Have confidence in the Unit Linked Plans

Dear Policy Holders,

Please note that Life Insurance Companies cannot out source their fund management work as per IRDA guideline and hence there would be consistency in returns and approach. They would adhere to pre-defined norms on risk and generally have a long-term view. The most critical
norm for investment manager of the insurance companies is that it is process driven with adequate stress on risk management.

I am sure you would have confidence in the Unit Linked Plans on account of this piece of regulation by IRDA. Cost cutting resorted to by the MFs by outsourcing is a factor to be wary of MFs although all must not be doing so.

Hari Om

Krishna Kumar Khandelwal