Dear Policy Holders,
I am addressing you once again about 'Fund Switch Advice' after 12 Sep 09.
Today has been a day of big fall on global cues. The Indian Inc has performed alright in the quarter ended Sep 09 and hence when the Nifty closed at around 4550, it is time that you exercise you switching option in the following manner:
- the aggressive investors should switch in to 'Growth Fund' entirely and patiently wait for further advice.
- the moderate investors should be switching in to 'Balance Fund' entirely.
- the conservative investors should be switching in to 'Defensive Fund' entirely.
You are aware that HDFCSLIC allows you to switch 24 times in a year, without charges. This is a great advantage, also no taxes are involved if you book profit under the exercise.
If any of you has any point to clarify, I am available at Mobile nos. +919724313034/++919376168780. My mail address is khandelwal.kkinsurance@gmail.com. Your queries are always welcome.
With best wishes,
Krishnakumar Khandelwal
P.S. You have a facility of topping up funds on your existing policy and your investment to the extent of 99% goes direct into investment in your desired fund. You must use this facility to the fullest extent. The withdrawals are permitted and hence your liquidity remains intact. Your topped up amount will qualify for rebate under section 80C.
If you have PPF account than please pay in minimum amount there to keep the account current. You should be aware that the fund grow faster in ULIPs you already have.
Some of you may have larger amounts to invest. You may write to me and I will suggest a ULIP meeting your precise requirements and at minimal cost.
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