I have mostly sold ULIPs since HDFC SLIC introduced them in 2004. The returns for you all have been gratifying. These returns have come due to stellar performance of the Funds available to you for investment. The fund manager of HDFC SLIC deserve appreciation for their effort.
The 'Balanced Fund (Life)' has delivered returns of 16.52 % p.a. For last 5 years.
The 'Growth Fund (Life)' has delivered returns of 23.31 % p.a. For last 5 years.
The 'Defensive Fund (Life)' has delivered returns of 12.23% p.a. For last 5 years.
Those of you who have ULIPs and have been contributing regularly by way of premiums would have a fair idea how their own funds may have grown over the period (after life risk cover charges etc).
Those of you who have kept funds in 'Secured Fund' have also got more than what they would get in a fixed deposit with banks, it is also that no TDS is applicable on returns in Pension or Life plans of ULIPs. This makes ULIPs clear winners.
Those who have more investible funds may contact me at +919124313034 or write to me at khandelwal.kkinsurance@gmail.com for help in choosing a suitable ULIP. The charges on ULIPs have been reduced by HDFC SLIC and this is another advantage coming your way.
Krishna Kumar Khandelwal
1 comment:
Just remember that day, when your insurance agent gave you assurance about your ULIP policy and you were happy when you were signing the application form. Both you and your agent were happy on that day. You have planned for your children or your pension or investment. Your agent have told you that you will get return like full of planet. You were glad by thinking that you will be rich in next 3 years or 5 years. Surprisingly your agent is happy till date now but what about you.
One day you have informed that your total fund value is less then you have invested, how that day was? Now how are you feels? Have you cheated by agent or company is making you fool? You never read your Policy documents because you had faith in your agent. Perhaps you don’t have any option other then surrender to your lovable policy by now.
But real story is that, if your agent gives you services like advice on fund switching on time then this will not be like it. Have you invested in the funds through unit-linked plans? If yes, then it's about time to make use of the MONEYMAMMON
You have no need to surrender or discontinue your ULIP policy because MONEYMAMMON provides all ULIPs fund related consultancy services. MONEYMAMMON is the only option to help you for gain profit in your ULIPs policy.
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