Friends,
Now is the time to look at the possibilities ahead. Stock Market now is at a juncture fraught with slightly dangerous signals. The market portends to be cautious. The Nifty has moved up by over 14% to close at 4219 since 30 Mar 07 when it was advised to remain in to equity funds preferably. I now advise my Unit Linked policy holders to act in the following manner :
The Aggressive and Young of you should be switching in to Equity Managed Fund (60%), Defensive Fund (30%) and Liquid Fund (10%).
The Moderates amongst you should be switching in to Equity Managed Fund (40%) , Defensive Fund (20%) , Secured Fund (20%) and Liquid Fund (10%).
The Conservative and Senior should be switching into Defensive Fund (60%) , Secured Fund (30%) and Liquid Fund (10%).
You would be given the necessary advice in future too when the developments demand it. You may contact me personally through e-mail at khandelwal.kkinsurance@gmail.com in case of confusion or need. I hope you have been served well. Please understand that the decisions have to be your own and the consequences also your own , I would not assume any responsibility in this regard as per the rules.
Hari Om
Krishna Kumar Khandelwal
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